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Authordc.contributor.authorHojman Trujillo, Daniel 
Authordc.contributor.authorMiranda Parra, Alvaro 
Authordc.contributor.authorRuiz-Tagle Venero, Jaime 
Admission datedc.date.accessioned2017-03-23T16:34:04Z
Available datedc.date.available2017-03-23T16:34:04Z
Publication datedc.date.issued2016
Cita de ítemdc.identifier.citationSocial Science & Medicine 167 (2016) 54e62es_ES
Identifierdc.identifier.other10.1016/j.socscimed.2016.08.027
Identifierdc.identifier.urihttps://repositorio.uchile.cl/handle/2250/143256
Abstractdc.description.abstractIn the last few decades, there was a marked increase in consumer debt in the United States, Latin America and other emerging countries, spurring a debate about the real costs and benefits of household credit. Using a unique longitudinal dataset with detailed health and balance sheet information from a large sample of 10,900 Chilean households we study the relationship between debt trajectories in a three-year time window and mental health. We find that depressive symptoms are higher for those who have been persistently over-indebted, followed by those who transit from moderate to high debt levels. We also find that those who transition from over-indebtedness to moderate debt levels have no additional depressive symptoms compared to those with trajectories of moderate debt throughout (never over indebted). This suggests that the debt-related contribution to depressive symptoms vanishes as debt levels fall. The association between debt and depressive symptoms seems to be driven by non-mortgage debt-primarily consumer credit- or late mortgage payments; secured debt (secured by collateral) per se is not associated with depressive symptoms. Policy interventions to reduce the negative association of over-indebtedness on mental health are discussed. (C) 2016 Elsevier Ltd. All rights reservedes_ES
Patrocinadordc.description.sponsorshipFONDECYT project 1121016 Centre for Social Conflict and Cohesion Studies CONICYT/FONDAP/15130009 Iniciativa Cientifica Milenio NS100041es_ES
Lenguagedc.language.isoenes_ES
Publisherdc.publisherElsevieres_ES
Type of licensedc.rightsAttribution-NonCommercial-NoDerivs 3.0 Chile*
Link to Licensedc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/cl/*
Sourcedc.sourceSocial Science & Medicinees_ES
Keywordsdc.subjectDebtes_ES
Keywordsdc.subjectOver-indebtednesses_ES
Keywordsdc.subjectCredites_ES
Keywordsdc.subjectDepressiones_ES
Títulodc.titleDebt trajectories and mental healthes_ES
Document typedc.typeArtículo de revista
Catalogueruchile.catalogadorapces_ES
Indexationuchile.indexArtículo de publicación ISIes_ES


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Attribution-NonCommercial-NoDerivs 3.0 Chile
Except where otherwise noted, this item's license is described as Attribution-NonCommercial-NoDerivs 3.0 Chile