Impact of the Guaranteed Health Plan with a single community premium in the demand for private health insurance in Chile
Author
dc.contributor.author
Bitrán, Eduardo
Author
dc.contributor.author
Duarte Vásquez, Fabián
Author
dc.contributor.author
Fernandes, Dalila
Author
dc.contributor.author
Villena, Marcelo
Admission date
dc.date.accessioned
2019-05-31T19:34:04Z
Available date
dc.date.available
2019-05-31T19:34:04Z
Publication date
dc.date.issued
2017
Cita de ítem
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CEPAL Review N° 123 • December 2017
es_ES
Identifier
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0251-2920
Identifier
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https://repositorio.uchile.cl/handle/2250/169745
Abstract
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In 2012, a Guaranteed Health Plan for the private health system was submitted to the
Chilean National Congress, with the aim of offering a standardized flat-rate health-care
plan. This paper evaluates the impact that the introduction of this plan would have
on the demand for health insurance. The results suggest that the private insurance
portfolio would shrink by 12.39%, which means that around 400,000 people would
switch to the public system, thereby exacerbating the adverse-selection problem faced
by the system and imposing an additional fiscal burden of US$ 200 million per year.
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